
1. Check Your Credit Report for Errors Mistakes on your credit report, like incorrect late payments or accounts that don’t belong to you, can drag your score down fast. According to the FTC, 1 in 5 reports have errors. 2. Pay Bills on Time, Every Time Payment history makes up 35% of your FICO score.…

I Started This Blog Because Most Money Advice Sucks (Here’s What I’ll Do Differently) Let’s be real, most financial advice online sounds like it was written by a millionaire who’s never lived paycheck to paycheck. “Cut out your daily coffee.”“Just invest $10,000 to get started.”“Stick to a perfect budget with 47 categories.”Cool story. What about…